Universal has operations in tobacco, agricultural, and lumber and building products. It provides buying, processing, packing, storing, and other merchant services for producers of tobacco products. The company's Universal Leaf Tobacco subsidiary provides tobacco-leaf dealer services. In addition, Universal distributes lumber and building products in the Netherlands and Belgium. The company also buys, sells, and processes sunflower seeds, spices, dried fruits, nuts, rubber, tea, and canned goods.