NORWICH, N.Y. (AP) — NORWICH, N.Y. (AP) — NBT Bancorp Inc. (NBTB) on Monday reported net income of $38.1 million in its third quarter.

The bank, based in Norwich, New York, said it had earnings of 80 cents per share.

The financial holding company posted revenue of $202 million in the period. Its revenue net of interest expense was $148.1 million, surpassing Street forecasts.

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