FILE - Cindy White looks over the devastation inside her home caused by Hurricane Helene, Tuesday, Oct. 1, 2024 in Morganton, N.C. (AP Photo/Kathy Kmonicek, File)

FILE - Properties damaged by the Palisades Fire are seen from a coastline perspective in the Pacific Palisades neighborhood of Los Angeles, Friday, Jan. 17, 2025. (AP Photo/Carolyn Kaster, File)

FILE - Debris is seen in the aftermath of Hurricane Helene, Monday, Sept. 30, 2024, in Asheville, N.C. (AP Photo/Mike Stewart)