FILE - Federal Reserve Chair Jerome Powell listens to a question from a moderator during a Dallas Regional Chamber event in Music Hall at Fair Park Nov. 14, 2024, in Dallas. (AP Photo/LM Otero, File)

FILE - Unsold 2025 Cooper S hardtops are displayed at a Mini dealership on Oct. 21, 2024, in Highlands Ranch, Colo. (AP Photo/David Zalubowski, File)