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FILE - The Capitol is seen through a window in the Russell Senate Office Building as policymakers wrestle with fallout from the failure of Silicon Valley Bank, in Washington, March 15, 2023. While President Joe Biden called Monday on Congress to strengthen the rules for banks to prevent future failures, lawmakers are divided on whether any legislation is needed. (AP Photo/J. Scott Applewhite, File)

FILE - The Capitol is seen through a window in the Russell Senate Office Building as policymakers wrestle with fallout from the failure of Silicon Valley Bank, in Washington, March 15, 2023. While President Joe Biden called Monday on Congress to strengthen the rules for banks to prevent future failures, lawmakers are divided on whether any legislation is needed. (AP Photo/J. Scott Applewhite, File)

FILE - Senate Banking Committee Chairman Sherrod Brown, D-Ohio, takes questions from reporters outside the chamber during votes, at the Capitol in Washington, March 15, 2023. (AP Photo/J. Scott Applewhite, File)

FILE - Senate Banking Committee Chairman Sherrod Brown, D-Ohio, takes questions from reporters outside the chamber during votes, at the Capitol in Washington, March 15, 2023. (AP Photo/J. Scott Applewhite, File)

FILE - A sign is displayed at a branch of Signature Bank in New York, Monday, March 13, 2023. Lawmakers are up in arms over the collapse of Silicon Valley Bank and Signature Bank, and they're questioning what went wrong. But while President Joe Biden has urged Congress to strengthen the rules for banks to prevent more failures, lawmakers are divided on legislation. (AP Photo/Seth Wenig, File)

FILE - A sign is displayed at a branch of Signature Bank in New York, Monday, March 13, 2023. Lawmakers are up in arms over the collapse of Silicon Valley Bank and Signature Bank, and they're questioning what went wrong. But while President Joe Biden has urged Congress to strengthen the rules for banks to prevent more failures, lawmakers are divided on legislation. (AP Photo/Seth Wenig, File)

FILE - Security guards let individuals enter the Silicon Valley Bank's headquarters in Santa Clara, Calif., March 13, 2023. Lawmakers are up in arms over the collapse of Silicon Valley Bank and Signature Bank, and they're questioning what went wrong. But while President Joe Biden has urged Congress to strengthen the rules for banks to prevent more failures, lawmakers are divided on legislation. (AP Photo/ Benjamin Fanjoy, File)

FILE - Security guards let individuals enter the Silicon Valley Bank's headquarters in Santa Clara, Calif., March 13, 2023. Lawmakers are up in arms over the collapse of Silicon Valley Bank and Signature Bank, and they're questioning what went wrong. But while President Joe Biden has urged Congress to strengthen the rules for banks to prevent more failures, lawmakers are divided on legislation. (AP Photo/ Benjamin Fanjoy, File)