Jen Goodlin, executive director of the Rebuild Paradise Foundation, is shown in Paradise, Calif., Friday, June 14, 2024. With so much cleared terrain in an area once dense with trees, lawn maintenance was a challenge at homes in Paradise. (AP Photo/Nic Coury)
Brian Gobba's new home in Paradise, Calif., is shown Friday, June 14, 2024. When applications opened for the defensible-space program, the Gobbas were among the first to apply. (AP Photo/Nic Coury)
Brian Gobba, left, stands with his wife Morgan and their son in front of the family's new home in Paradise, Calif., Friday, June 14, 2024. The Gobbas found out they were being dropped by their insurance company just before they finished building their home on the east side of Paradise last year. (AP Photo/Nic Coury)
Homes on Wagstaff Road in Paradise, Calif., are shown on Friday, June 14, 2024. Last month, the Rebuild Paradise Foundation launched the Defensible Space Gravel Grant. It’s a voucher for up to $500 that residents can redeem at a local rock seller — enough to cover a 5-foot-wide perimeter around a 2,000 square foot home in base rock. (AP Photo/Nic Coury)
A car drives down Wagstaff Road in Paradise, Calif., Friday, June 14, 2024. Paradise is now the fastest growing city in California. (AP Photo/Nic Coury)
Jen Goodlin, executive director of the Rebuild Paradise Foundation, sits in her office in Paradise, Calif., Friday, June 14, 2024. The foundation was just winding down its largest grant program when, right before the five-year anniversary of the fire, insurance companies began raising premiums and dropping customers. (AP Photo/Nic Coury)