FILE - People walk along a rock wall in Bay Head N.J. on Oct. 31, 2012, two days after Superstorm Sandy hit. A public-private group formed after Sandy, Rebuild By Design, is recommending New Jersey adopt three permanent sources of money for climate resiliency projects, including a public referendum, a 2% surcharge on property insurance policies, and mandatory payments from the oil and gas industries. (AP Photo/Wayne Parry, File)
FILE - Peter Green surveys the wreckage of an oceanfront home in Bay Head N.J. on Oct. 31, 2012, two days after Superstorm Sandy hit. A public-private group formed after Sandy, Rebuild By Design, is recommending New Jersey adopt three permanent sources of money for climate resiliency projects, including a public referendum, a 2% surcharge on property insurance policies, and mandatory payments from the oil and gas industries. (AP Photo/Wayne Parry, File)
FILE - A woman looks out the window of her damaged beachfront home in Bay Head N.J. on Oct. 31, 2012, two days after Superstorm Sandy pummeled the New Jersey coast. A public-private group formed after Sandy, Rebuild By Design, is recommending New Jersey adopt three permanent sources of money for climate resiliency projects, including a public referendum, a 2% surcharge on property insurance policies, and mandatory payments from the oil and gas industries. (AP Photo/Wayne Parry, File)
FILE - This Oct. 31, 2012 photo shows a home in Mantoloking N.J.that was destroyed by Superstorm Sandy, which had hit two days earlier. A public-private group formed after Sandy, Rebuild By Design, is recommending New Jersey adopt three permanent sources of money for climate resiliency projects, including a public referendum, a 2% surcharge on property insurance policies, and mandatory payments from the oil and gas industries. (AP Photo/Wayne Parry, File)
High rise housing complexes line the oceanfront in Long Branch,N.J. on July 19, 2024. A public-private group formed after Superstorm Sandy recommends a surcharge on property insurance, fees on the oil and gas industries, and a public voter referendum as ways to raise money for resiliency projects to protect against future big storms. (AP Photo/Wayne Parry)
Peter Green surveys the wreckage of an oceanfront home in Bay Head N.J. on Oct. 31, 2012, two days after Superstorm Sandy hit. A public-private group formed after Sandy, Rebuild By Design, is recommending New Jersey adopt three permanent sources of money for climate resiliency projects, including a public referendum, a 2% surcharge on property insurance policies, and mandatory payments from the oil and gas industries. (AP Photo/Wayne Parry)
High rise housing complexes line the oceanfront in Long Branch,N.J. on July 19, 2024. A public-private group formed after Superstorm Sandy recommends a surcharge on property insurance, fees on the oil and gas industries, and a public voter referendum as ways to raise money for resiliency projects to protect against future big storms. (AP Photo/Wayne Parry)