TORONTO (AP) — TORONTO (AP) — The Toronto-Dominion Bank (TD) on Thursday reported fiscal fourth-quarter net income of $2.66 billion.

The bank, based in Toronto, said it had earnings of $1.44 per share. Earnings, adjusted for non-recurring gains, came to $1.26 per share.

The results fell short of Wall Street expectations. The average estimate of five analysts surveyed by Zacks Investment Research was for earnings of $1.28 per share.

The retail and wholesale bank posted revenue of $22.95 billion in the period. Its revenue net of interest expense was $11.36 billion, surpassing Street forecasts.

For the year, the company reported profit of $6.5 billion, or $3.47 per share. Revenue was reported as $42.04 billion.

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This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on TD at https://www.zacks.com/ap/TD